Reclaim £1,000s from Unaffordable Overdrafts and Credit Cards

We help you claim back compensation if lenders gave you credit you couldn't afford. It's quick, free, and completely no win, no fee.

unaffordable lending claims

Struggling with Debt

You’re Not Alone — and You May Be Owed Compensation.

Constantly in your overdraft?
Outgoings higher than your income every month?
Missed essential payments like rent, bills, or loans?
Taken out more debt to make repayments?
Struggling to keep up with repayments?
Product screenshot

How we can help

You’ve Been Through Enough — Now It’s Time to Take Back Control.

This isn’t just about getting money back — it’s about finally being heard, and getting justice for what you’ve been through. You’ve already taken the first step by being here. We’re here to guide you the rest of the way.

With over 20 years of experience, our team has helped more than 250,000 customers reclaim money from mis-sold financial products. We know what works — and we’re here to make the process simple and stress-free for you.

Our Team

Why We Do This

“We started this to help everyday people stand up to lenders who took advantage of them. We’re a small, passionate team — and we genuinely care about making this right for you.”

Peace of Mind

Why Choose Us?

Discover the benefits of working with our expert team.

Get Back What You're Owed

Get Back What You're Owed

We fight to recover money you were wrongly charged. Our expert team knows exactly how to build strong cases against irresponsible lenders — so you get what’s rightfully yours.

No Win, No Fee Peace of Mind

No Win, No Fee Peace of Mind

You have nothing to lose and everything to gain. We only get paid if we succeed, so you can feel confident without financial risk.

We Handle the Hard Work

We Handle the Hard Work

No forms. No jargon. No stress. Our claims team manages the full process — you just tell your story, and we’ll do the rest.

Trusted and Transparent

Support You Can Trust

We're FCA-regulated, highly rated by clients, and genuinely here to help. With over 20 years’ experience and 250,000+ people helped, you can count on honest updates, personal support, and a team that treats you like a human — not a case number.

Simple, Stress-Free Process

Here’s How It Works

We make it easy — no paperwork, no legal jargon. Just three simple steps to get the compensation you deserve.

Step 1.

Start Your Claim in Minutes

Just fill in a quick form and sign your documents to get started. It’s simple, secure, and takes less than five minutes — no back-and-forth or paperwork delays.

  • Fast, secure online form
  • No printing or scanning needed
  • Get your claim underway immediately

Step 2.

We Handle Everything

Once you’ve signed your documents, our expert team gets to work. We’ll build your case, contact the lender, and manage everything — while keeping you informed every step of the way.

  • We deal directly with lenders
  • You stay informed with updates
  • No stress, no chasing

Step 3.

Get the Outcome You Deserve

Once your claim is successful, you’ll receive compensation — and the peace of mind that comes with standing up for your rights.

  • Get back what you're owed
  • Know your rights were respected
  • Start fresh, with confidence

Frequently asked questions

No. Our service is 100% no win, no fee. If we don’t win your case, you pay nothing.

* Subject to section 11 of our Terms of Business

The timeline can vary depending on your case and financial reports, but many claims are resolved within a few weeks to a few months. We’ll keep you updated throughout the process.

That’s okay. In most cases, we can retrieve what we need directly from the lender. Just start your claim and we’ll guide you through the rest.

No. Making a claim will not impact your credit rating. We’re simply holding lenders accountable for past lending practices.

It varies case by case, but many clients receive £1,000s in compensation. Once we review your case, we’ll give you a clear estimate.

Yes — we’re FCA-authorised and operate on a no win, no fee basis. Our team has helped thousands of people reclaim money from mis-sold financial products. You’re in safe hands from start to finish.

Ready to See If You Qualify for Compensation?

It only takes a minute to start — no cost, no obligation, and nothing to lose.